Check Cashing Time at Walmart 2023 – Store Hours and Policies

Check Cashing Time

Walmart is a popular destination for many people who need to cash their checks. However, not everyone knows what time Walmart stops cashing checks. This information is important for those who need to cash their checks before the Walmart MoneyCenter closes for the day.

According to various sources, Walmart MoneyCenter hours of operation are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. However, the hours may vary depending on the location. It is recommended to check with your local Walmart to confirm their specific hours of operation. It is also important to note that while the store itself may remain open, the MoneyCenter may close earlier than the store’s closing time.

It is also important to note that there are fees associated with cashing checks at Walmart. These fees may vary depending on the type of check and the amount. Additionally, there may be limits on the amount of the check that can be cashed. It is recommended to check with your local Walmart to confirm their specific policies on check cashing. checkout: How to Use PayPal at Walmart 2023: A Step-by-Step Guide

Understanding Walmart’s Check Cashing Policy | Check Cashing Time

Walmart is one of the largest retailers in the United States, and it offers a range of financial services to its customers, including check cashing. However, there are certain rules and restrictions that customers must follow in order to cash their checks at Walmart.

Walmart’s Check Cashing Hours

Walmart MoneyCenter hours of operation are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. This means that customers can cash their checks during these hours, but they will not be able to do so outside of these times. It is important to note that these hours may vary depending on the location, so customers should check with their local Walmart store to confirm the hours of operation.

Types of Checks Walmart Cashes

Walmart cashes a variety of checks, including payroll checks, government checks, tax refund checks, cashier’s checks, insurance settlement checks, and 401(k) retirement distribution checks. However, there are certain restrictions that customers must follow when cashing their checks at Walmart. For example, Walmart will not cash personal checks, and it may limit the amount of money that can be cashed per check.

Walmart’s Check Cashing Fees

Walmart charges a fee for cashing checks, which varies depending on the type of check and the amount of money being cashed. For preprinted checks cashed up to $1,000, the maximum fee is $4. For checks over $1,000, the fee is $8. Walmart also offers a service called “In-Store Check Cashing,” which allows customers to cash checks up to $5,000 for a fee of $5.

Walmart’s Check Cashing Requirements

In order to cash a check at Walmart, customers must provide valid identification, such as a driver’s license or state ID card. They must also provide the original check, as well as any necessary documentation, such as a pay stub or government ID. Customers may also be required to provide a fingerprint or other biometric data, depending on the location.

Overall, Walmart’s check cashing policy is designed to provide customers with a convenient and reliable way to cash their checks. By following the rules and restrictions outlined by Walmart, customers can ensure that their checks are cashed quickly and securely.

Operating Hours for Walmart’s Check Cashing Service

Walmart offers check cashing services at all its stores. Customers can cash a variety of checks, including payroll, government, tax refund, insurance settlement, and cashier’s checks. However, Walmart does not cash personal checks.

Walmart’s check cashing service operates during the store’s regular business hours. According to NerdWallet, Walmart MoneyCenter hours of operation are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. These hours may vary by location, so customers should check with their local Walmart store for specific hours.

It is important to note that Walmart’s check cashing service may not be available 24/7. Customers should plan accordingly and ensure they arrive during the store’s operating hours.

Additionally, customers should be aware of Walmart’s check cashing fees, which vary depending on the amount of the check. According to The Dollar Budget, checks up to $1,000 have a maximum fee of $4 per check, checks more than $1,000 and up to $5,000 have a maximum fee of $8 per check, and two-party personal checks up to $200 have a maximum fee of $6 per check.

In summary, Walmart’s check cashing service operates during the store’s regular business hours, which may vary by location. Customers should check with their local Walmart store for specific hours and be aware of the check cashing fees.

Types of Checks Walmart Cashes

Walmart offers check cashing services for a variety of checks. Here are the types of checks Walmart cashes:

Payroll Checks

Walmart cashes payroll checks, which are issued by an employer to pay its employees. These checks can be cashed for a maximum fee of $4 for preprinted checks up to $1,000.

Government Checks

Walmart also cashes government checks, such as tax refund checks and Social Security checks. These checks can be cashed for a maximum fee of $8 for checks up to $1,000.

Personal Checks

Walmart cashes personal checks, but only up to $200. The fee for cashing a personal check is $6.

Money Orders

Walmart cashes money orders, but only if they were purchased at Walmart. The fee for cashing a money order is $4.

Cashier’s Checks

Walmart cashes cashier’s checks, which are checks issued by a bank. The fee for cashing a cashier’s check is $3.

Insurance Settlement Checks

Walmart cashes insurance settlement checks, which are checks issued by an insurance company to pay a claim. The fee for cashing an insurance settlement check is $6.

401(k) Checks

Walmart cashes 401(k) checks, which are issued by a retirement plan to pay a participant. The fee for cashing a 401(k) check is $6.

It’s important to note that Walmart has certain restrictions on check cashing, such as limits on the amount of the check and identification requirements. It’s also important to visit Walmart’s Money Center during their operating hours, which are typically from 8:00 am to 8:00 pm on weekdays and Saturdays, and from 10:00 am to 6:00 pm on Sundays.

Limitations and Restrictions

While Walmart offers check cashing services at most of its stores, there are some limitations and restrictions that customers should be aware of. Here are some of the most important ones:

Check Limits

In most states, Walmart has a check-cashing limit of $5,000, although this limit is increased to $7,500 between January and April of each year. For pre-printed checks up to $1,000, check-cashing fees have a maximum of $4. For pre-printed checks above $1,000, the maximum fee is $8. Two-party personal checks are limited to $200 and have a maximum fee of $6.

Check Age

To ensure eligibility, checks must not be older than 180 days. Any checks that are older than this will not be cashed by Walmart.

Identification Requirements

Customers must present a valid government-issued photo ID, such as a driver’s license or passport, to cash a check at Walmart. The name on the ID must match the name on the check. Walmart also requires customers to provide their social security number or individual taxpayer identification number (ITIN).

Security Measures

Walmart has specific security measures in place for large dollar amounts. Customers who are cashing checks for $1,000 or more may be required to provide additional information, such as the source of the funds.

Hours of Operation

Walmart MoneyCenter hours of operation are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. However, Walmart cashing checks hours can vary depending on different locations. Customers are advised to check with their local Walmart store to confirm the hours of operation for the MoneyCenter.

Fees for Check Cashing at Walmart

Walmart offers check cashing services at all its stores, with fees varying depending on the check amount. The fees for check cashing at Walmart are generally lower than those charged by traditional banks and check cashing services.

The fees for check cashing at Walmart are as follows:

Check TypeMaximum AmountFee
Payroll$1,000$4
Government$1,000$4
Tax Refund$7,500$7.50
Cashiers’$1,000$4
Insurance Settlement$5,000$5
401(k)$1,000$4
MoneyGram Money Orders$1,000$0.70
Other Pre-Printed Checks$1,000$8

It is important to note that Walmart does not cash personal checks over $1,000. Personal checks up to $1,000 incur fees between $3 to $8, while business checks over $1,000 are charged up to 1% of the total check value.

Walmart also offers a service called Express Check Cashing, which allows customers to cash checks up to $5,000 for a fee of $10. This service is available to Walmart MoneyCard holders and is subject to card activation and ID verification.

Customers who cash their checks at Walmart can choose to receive the funds in cash or loaded onto a Walmart MoneyCard. The Walmart MoneyCard is a prepaid debit card that can be used anywhere Visa or Mastercard is accepted.

It is recommended that customers contact their local Walmart store to confirm the fees and hours of operation for check cashing services.

Alternatives to Walmart’s Check Cashing Service

While Walmart’s check cashing service is convenient, it may not always be the best option for everyone. Here are some alternatives to consider:

1. Banks and Credit Unions

Banks and credit unions are a reliable option for check cashing. They offer a variety of services, including checking and savings accounts, loans, and credit cards. Most banks and credit unions also offer free check cashing services for their account holders.

2. Check Cashing Stores

Check cashing stores are another option for those who need to cash a check. These stores specialize in cashing checks and offer a variety of services, including money orders, bill payment, and money transfers. However, they often charge higher fees than banks and credit unions.

3. Prepaid Debit Cards

Prepaid debit cards are a convenient option for those who don’t have a bank account. These cards can be loaded with funds and used like a debit card to make purchases or withdraw cash from ATMs. Many prepaid debit cards also offer free check cashing services.

4. Mobile Check Cashing Apps

Mobile check cashing apps allow users to cash checks from their mobile devices. These apps typically charge a fee for the service, but they offer convenience and flexibility. Some popular mobile check cashing apps include Ingo Money, PayPal, and Brink’s Money.

Overall, there are several alternatives to Walmart’s check cashing service, each with their own advantages and disadvantages. It’s important to consider all options and choose the one that best fits your needs.

Conclusion

In conclusion, Walmart offers check cashing services at its MoneyCenter. The hours of operation for the MoneyCenter are 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. However, it’s important to note that check cashing hours may vary by location, so it’s best to check with your local Walmart to confirm their hours.

Walmart charges a fee for check cashing services, which typically ranges between 1-3% of the total check value. The fee may be higher for larger checks. Walmart also has specific security measures for large dollar amounts to ensure the safety of its customers.

It’s important to keep in mind that Walmart has certain requirements for check cashing. To ensure eligibility, checks must not be older than 180 days. Walmart may also require a valid government-issued photo ID and may limit the amount of cash back that can be received.

Overall, Walmart’s check cashing services can be a convenient option for those who need to cash a check outside of traditional banking hours. However, it’s important to be aware of the fees and requirements associated with the service.

Frequently Asked Questions

What are Walmart’s check cashing hours?

Walmart MoneyCenter hours of operation are from 8 a.m. to 8 p.m. Monday through Saturday, and 10 a.m. to 6 p.m. Sunday. However, the hours may vary depending on the location, so it is always best to check with your local Walmart store for their specific check cashing hours.

What is the latest time I can cash a check at Walmart?

The latest time you can cash a check at Walmart is typically 6 pm on Sundays and 11 pm on weekdays, including Saturdays. However, the exact closing time may vary by location, so it is best to check with your local Walmart store to confirm their check cashing hours. SBXL reports that Walmart may choose to stop cashing checks earlier than their posted hours, so it is always a good idea to call ahead.

Does Walmart have a limit on how much they will cash?

Yes, Walmart has a limit on how much they will cash. no check can exceed $5,000, although this amount may vary depending on state law. Additionally, Walmart may have their own internal limits on how much they will cash, so it is best to check with your local store.

What do I need to bring to Walmart to cash a check?

To cash a check at Walmart, you will need to bring a valid government-issued photo ID, such as a driver’s license, passport, or military ID. You will also need to bring the check you want to cash. Walmart does not require registration to cash a check.

Can I cash a check at Walmart on Sundays?

Yes, you can cash a check at Walmart on Sundays. Walmart MoneyCenter services are available from 10 a.m. to 6 p.m. on Sundays. However, check cashing hours may vary by location, so it is best to check with your local Walmart store for their specific check cashing hours.

Are there any fees for cashing a check at Walmart?

Yes, Walmart charges a fee to cash checks. the fee varies depending on the type of check you are cashing. For example, Walmart charges $4 for checks up to $1,000 and $8 for checks between $1,001 and $5,000. Some types of checks, such as personal checks, may not be eligible for cashing at Walmart.

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